What makes Linus special?
Your Money Goes Up
Earn interest like you do with a savings account, but you get 64x more.
Bye Bye Restrictions
Maintain the balance you’re comfortable with. Withdraw whenever you need, at no charge.
Support from Real Humans
When you need help, our team is available 7 days a week. Chat with us or schedule a call.
“Linus is like a supercharged high yield savings account”
Justin, Linus user since May 2020
How we do it
Linus connects your funds to borrowers in digital asset credit markets, where demand for your cash is greater than with your bank.
Linus makes this process simple. All you need to manage is your email and password.
Easiest account Go from zero to earning in minutes.
to open, ever.
- No credit check
- Minimal personal info
- Deposit using your bank account or debit card
Linus Makes a Difference
Enter an amount and see your rate:
Hover over the chart to see how the values change.
“Simple, easy, and a pleasant experience.”
It was easy to apply, easy to connect my bank account, and easy to transfer money.
In one month I have been making small deposits and already have $3 in interest.
They are eager to answer any and all questions you might have in an extremely quick manner.
Is Linus a bank?
No, and this is our greatest advantage. We are a startup that’s nimble, lightweight and unabated in our dedication to our customers. Discover more about Linus.
How are funds protected?
Funds are not covered by FDIC or SIPC insurance. Funds are backed by digital asset collateral, which is insured by third party insurance against hacks, theft, and loss of funds.
How is such a high rate possible?
Linus helps you reach borrowers in digital asset credit markets, which can be difficult to reach. Some of these yields you can reach on your own, others you cannot. Either way, we make it easy for you. Check out how it works.
Is my rate subject to change?
Yes, rates do change from time to time. We’ll always let you know ahead of time. So far, they’ve only gone up!
How do I earn 4.5% APY?
You earn 4% right off the bat, 4.25% is unlocked if you deposit more than $2,500 and 4.5% if you deposit $10,000. Read more here.
Do you have a mobile app?
Not yet! Today, you can use Linus on your mobile device through a web browser. Access Linus easily on your phone by creating a shortcut for your home screen.