A new kind
of account

Upgrade your cash with
interest rates up to:
General availability coming soon:
Join Waitlist
*Not covered by FDIC or SIPC insurance.

What makes Linus special?

Your Money Goes Up

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Earn interest like you do with a savings account, but you get 64x more.

Start Earning Immediately

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Deposit using your bank account or your debit card and earn interest immediately.

Support from Real Humans

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When you need help, our team is available 7 days a week. Chat with us or give us a call.

“Linus is like a supercharged high yield savings account”

Justin, Linus user since May 2020

*Not covered by FDIC or SIPC insurance.

How we do it

Linus connects your funds to borrowers in digital asset credit markets, where demand for your cash is greater than with your bank.

Linus makes this process simple. All you need to manage is your email and password.

Easiest account
to open, ever.

Go from zero to earning in minutes.
  • No credit check
  • Required personal info only
  • Deposit using your bank account or debit card
Join the waitlist and get notified when Linus becomes available to you:Join Waitlist
person signing up

Linus Makes a Difference

Enter an amount and see your rate:

With Linus (4.00% APY)
Traditional High Yield (0.60% APY)
More over 30 years! celebration_icon
*Not covered by FDIC or SIPC insurance.

Hover over the chart to see how the values change.

Simple, easy, and a pleasant experience.


Trustpilot Review

Quotation Marks

It was easy to apply, easy to connect my bank account, and easy to transfer money.

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AmberTrustpilot Review
Quotation Marks

In one month I have been making small deposits and already have $3 in interest.

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DanielleTrustpilot Review
Quotation Marks

They are eager to answer any and all questions you might have in an extremely quick manner.

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JeremyTrustpilot Review


Is Linus a bank?

No, and this is our greatest advantage. We are a startup that’s nimble, lightweight and unabated in our dedication to our customers. Discover more about Linus.

How are funds protected?

Funds are not covered by FDIC or SIPC insurance. Linus partners with insitutional borrowers and prime brokers to offer the best risk adjusted rate on the market. No customer has ever experienced a loss of funds to date.

How is such a high rate possible?

Linus helps you reach borrowers in digital asset credit markets, which can be difficult to reach. Some of these yields you can reach on your own, others you cannot. Either way, we make it easy for you.

Is my rate subject to change?

Yes, rates do change from time to time. We’ll always let you know ahead of time. So far, they’ve only gone up!

How do I earn 4.5% APY?

You earn 4% right off the bat, 4.25% is unlocked if you deposit more than $2,500 and 4.5% if you deposit $10,000. Read more here.

Do you have a mobile app?

Not yet! Today, you can use Linus on your mobile device through a web browser. Access Linus easily on your phone by creating a shortcut for your home screen.

More Questions?

Ready to make the most of
your cash?

Join the waitlist and get notified when Linus becomes available to you:

Join Waitlist